Financial Planning

Our financial services team prepare comprehensive plans that provide a road map to help you achieve your financial goals.  These plans bring together your assets, savings estimates, investment return assumptions, social security, insurance, among many other assumptions.  We typically go through three to five scenarios to end up with a document upon which you can rely with confidence. Typical scenarios would be:

  • Retirement
  • Social Security Analysis
  • Education Savings
  • Charitable Giving

Financial Roadmap

At no cost to you, Lawrence Wealth Management carefully reviews the time horizon for your investment strategy and produces an Investment Policy Statement (IPS). The IPS describes the investment philosophies and financial services management procedures to be utilized for the funds under management. A well thought out IPS aids both the investor and the investment manager in protecting portfolios from ad hoc revisions by establishing and identifying a sound, long term policy. Your IPS is an important aspect of your investment management strategy and provides a framework from which sound investment decisions can be made.

Issues covered:

  • Time Horizon
  • Liquidity/Cash Needs
  • Tax Issues
  • Investment Constraints
  • Risk Tolerance
  • Asset Allocation